Please read these Terms of Use (the “Terms”) carefully before using this website – www.divitiae-management.com (the “Website”). These Terms govern your access to and use of all pages and materials available on the Website. By accessing or using the Website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Website.
The Website is operated by Divitiae Management (“Divitiae”, “we”, or “us”).
Divitiae Management is an investment firm based in Gibraltar focused on research-driven capital allocation, long-term value investing, and disciplined risk management.
General enquiries regarding the Website may be directed to:
info@divitiae-management.com
The information provided on this Website is for general informational purposes only.
Nothing on this Website constitutes:
• an offer to sell or a solicitation to buy any investment
• investment, financial, legal, or tax advice
• a recommendation regarding any investment strategy, security, or financial instrument
This Website is intended solely to provide general information regarding the philosophy, research approach, and activities of Divitiae Management.
There is no mechanism to invest through the Website, and the information provided should not be relied upon as the basis for any investment decision.
The Website is intended only for persons who may lawfully access such information under applicable laws and regulations.
The information on this Website is not directed at any person in any jurisdiction where the publication or availability of such information would be contrary to local law or regulation.
It is the responsibility of any person accessing this Website to ensure that they comply with all applicable laws and regulations in their jurisdiction.
While reasonable care has been taken to ensure that the information on this Website is accurate and up to date, Divitiae Management makes no representation or warranty regarding the accuracy, completeness, or reliability of the information contained on the Website.
Information on the Website may be updated, modified, or removed at any time without notice.
Users should conduct their own independent research and evaluation rather than relying on the information contained on the Website.
Investments involve risk and past performance is not a reliable indicator of future results.
The value of investments and any income derived from them may fluctuate and investors may not recover the full amount invested.
Nothing on this Website should be interpreted as an indication of future performance.
Divitiae Management reserves the right to restrict, suspend, or terminate access to the Website at any time and at its sole discretion.
We may also modify or discontinue any part of the Website without notice.
Access to the Website is therefore not guaranteed and may be temporary or limited.
By using the Website, you agree that you will not:
• use the Website for any unlawful or improper purpose
• attempt to gain unauthorised access to the Website or its underlying systems
• introduce malicious software, viruses, or harmful code
• interfere with the operation or security of the Website
• misrepresent your identity or affiliation with any person or entity
The Website may contain links to third-party websites for informational purposes.
Divitiae Management has no control over such websites and accepts no responsibility for their content, accuracy, or availability.
The inclusion of any link does not imply endorsement of the linked website.
All intellectual property rights in the Website and its contents, including text, graphics, logos, and other materials, belong to Divitiae Management unless otherwise stated.
These materials are protected by applicable intellectual property laws.
You may view, download, or print content from the Website solely for your own personal and non-commercial reference.
You must not reproduce, distribute, modify, or otherwise use Website content without prior written permission from Divitiae Management.
To the fullest extent permitted by law, Divitiae Management and its affiliates shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising out of or in connection with the use of the Website or reliance on any information contained on it.
You agree to indemnify and hold harmless Divitiae Management and its affiliates, officers, employees, and agents from any claims, liabilities, damages, or expenses arising out of your breach of these Terms or your use of the Website.
Divitiae Management may revise these Terms from time to time by updating this page.
Any revised Terms will take effect immediately upon publication on the Website.
Your continued use of the Website constitutes acceptance of any such changes.
If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, the remaining provisions shall remain in full force and effect.
These Terms, together with any referenced policies including the Privacy Policy and Cookies Policy, constitute the entire agreement between you and Divitiae Management regarding the use of the Website.
These Terms and any non-contractual obligations arising from or connected with them shall be governed by and construed in accordance with the laws of Gibraltar.
The courts of Gibraltar shall have exclusive jurisdiction over any dispute arising out of or in connection with the use of this Website.